| Just France strongly recommends that all passengers
take out travel insurance and vehicle breakdown insurance which
give protection against the majority of incidents that can spoil
a holiday.
We offer a comprehensive Holiday Insurance arranged by Crispin
Speers & Partners Ltd, provided by UK Underwriting Ltd and underwritten
by a consortium of underwriters.
A brief outline of the cover is set out below and the terms, conditions
and exclusions will be shown in full on the Evidence of the Insurance
issued upon payment of the appropriate premium, or on request before.
Personal Travel Insurance
Sums Insured per person
Figures below represent maximum cover
| 1. |
Personal Accident |
£15,000 |
| 2. |
Medical and Other Expenses |
£5,000,000 |
| 3. |
Hospital Benefit |
£500 |
| 4. |
Cancellation and Curtailment |
Final Invoice |
| 5. |
Personal Baggage |
£2,000 |
| |
Single Article Limit |
£250 |
| |
Jewellery and Valuables |
£250 |
| 6. |
Delayed Baggage |
£100 |
| 7. |
Personal Money/Documents |
£350 |
| 8. |
Personal Liability |
£2,000,000 |
| 9. |
Travel Delay |
£100 |
| |
Abandonment |
Final Invoice |
| |
Missed Departure |
£1,000 |
| 10. |
Legal Expenses |
£10,000 |
| 11. |
Additional Expenses |
£200 |
| 12. |
Additional Accommodation |
£100 |
For the purpose of determining benefit and calculating premium
the age of any individual is that attained on the date of departure.
Premmiums
(Inclusive of Insurance Premium Tax)
| |
Adult
|
Child
(2-15yrs incl)
|
Infants
(under 2yrs)
|
| Up to 10 days |
£21
|
£10.50
|
Free
|
| Up to 17 days |
£26
|
£13.00
|
Free
|
| Each additional week |
£4.50
|
£2.25
|
Free
|
Before you purchase these Insurances, we are required to bring
to your attention a number of important aspects concerning the travel
and breakdown insurance featured in this brochure.
Evidence of Insurance
This contains the full details of what is covered. Please read it
carefully to ensure you understand the cover provided.
Health
The insurance contains conditions that relate to your health and
that of others not necessarily travelling with you but upon whose
well being the holiday may depend.
Conditions, Exclusions and Warranties
These limit or restrict the cover provided. Some apply to all sections
of the insurance whilst others only apply to specific sections.
Claims for Personal Baggage
This insurance does not provide cover on a 'new for old' basis,
which means that deductions for age, wear and tear will be made
where appropriate.
Sums Insured or Limits
All sections of the insurance have a limit on the amount the Insurer
will pay. Some sections have internal limits such as the amount
the insurer will pay for any one item or the total amount for all
valuables.
Excesses
Under most sections of the insurance, claims will be subject to
an excess of £35. This means you will be responsible for paying
part of the claim.
Reasonable Care
You are required to take all reasonable care of yourself and your
property and to act at all times as though you are not insured.
High Risk Activities
The insurance may not cover you when you take part in certain activities.
You must check that the insurance coveres your requirements.
Complaints
The insurance contains a procedure which you should follow if you
wish to make a complaint.
Jurisdiction
The insurance will be subject to English Law.
"Cooling off Period"
If this insurance policy does not meet your requirements you may
return the documentation within 14 days of purchase or prior to
travel if this is sooner and provided no claim has been made obtain
a refund.
If you have any doubts concerning the cover provided please contact
the insurance brokers who are:
Crispin Speers & Partners Ltd.,
Travel Department,
St Clare House,
30-33 Minories,
London EC3N 1PE
Tel: 020-7480 5083
Fax: 020-7702 9276
PLEASE ENSURE YOU READ YOUR INSURANCE POLICY CAREFULLY |
